Making changes is a hard step to take. Whether you are considering a new insurance agent or a new health practitioner, it’s usually easier to stick to the one you have. But the one you have might be costing you time, money or even both. Many people who worked in the insurance market, have seen many horror stories.
They have also come across heroes. Just in case you are working with the wrong insurance agent, we have compiled a list of dangerous signs. If you have experienced any of the following, it might be time you consider another insurance agent.
YouOnly Hear From Your Agent When It’s Time To Review
One or two years go by, and the only communication you have received from your insurance agent is a form letter at renewal time. Keep in mind things change with time. Property values and construction costs fluctuate. Systems grow old and depreciate.
These and other common factors can cost your insurance premiums. Some changes like building improvements could help you save money on building insurance. If your current agent is not consistent to discuss what’s happening from time to time, then its time you move on to someone else.
YourAgent Hasn’t Approached You With Strategies For Lowering Your Premiums
Whencomparing insurance quotes, you provide details about your property and your insurance agents gives different policies and premiums according to your requests. This approach is not bad. However, a good insurance agent will talk to you about how you can improve your property profile and lower your rates.
If you are insuring multiple properties, your insurance agent might recommend combining them under a master policy for more savings. Most importantly, he/ she will give you approaches that will help lower premium rates.
Bottom Line
If you are considering insurance agents, you have to make sure they offer the best. They should be in a position to give you nothing but the best. So, if you get to note some of the signs mentioned above, consider moving to another insurance agent.
