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What Information Do You Need to Get a Car Insurance Quote?

What Information Do You Need to Get a Car Insurance Quote?

Insurance companies ask for a lot of information to get an accurate picture of a driver and vehicle owners. Most insurers request a person’s Social Security number and their Vehicle Identification Number when they get auto insurance quotes. While drivers don’t have to provide this, it can lead in more accurate price estimates.

Either way, you need to be aware of the different information needed by an insurer before getting and comparing insurance quotes. And that’s what this simple guide will help you uncover today. Read on to uncover more.

Contact Information and Personal Details

Your contact information and personal details are vital when you want to get and compare auto insurance quotes. The insurer needs to know your name, address, phone number, marital status, and at what age you got your driver’s license. Ensure you have this information at the ready to get an accurate insurance quote.

Your Driving History

A prospective car insurance company will also ask for details about any accidents or violations in your driving record, This includes the date of the incident and the cost of any insurance claims paid out. While you might find hiding this information viable, never should you do that since it could work against you.

Your Vehicle Information

Insurance companies need to know its make, model number, model year, safety features, and anti-theft features. They also want to know if it is owned, leased or financed. It doesn’t end at that since you need to share information about other drivers in your household, including their ages.

The insurer also asks for details about your commute and the number of miles you drive each year. You also say whether you use the vehicle for pleasure, for getting to work, or for business purposes.

The above are merely some of the information you need to share before you are finally issued with a car insurance quote. Take it upon yourself to provide accurate information to avoid regrets in the long run. That way, you stand a better chance of saving on your auto insurance policy.

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