What exactly are Free Car Insurance Quotes? A free auto insurance quote is an instant, free estimate of just how much you will pay for a car insurance policy. It is based on a number of factors, such as your age, gender, driving record, the kind of vehicle you drive, where you reside and other previous car insurance quotations. Your age and gender affect the cost of your policy in different ways.
One of the main reasons that older drivers and those with better credit scores get cheaper quotations than younger motorists is because they are statistically more reliable. A major study by an insurer found that the cheapest times to get free car insurance quotes were in the autumn and winter months, when people are statistically more likely to be involved in accidents. The study also showed that motorists were the most likely to be involved in one of these accidents during spring or summer.
Many people feel that the best way to get free car insurance quotes is to simply ask for quotes from various companies over the telephone. However this is not the only way to find the lowest rates. It is actually easier and quicker to apply online for your auto insurance policy than it would be to contact each insurance company individually. By using a website called auto insurance comparison, you can fill in a form that takes around 5 minutes to give you a quote.
Why should you use this system? The best way to save money on your automobile insurance is to make sure you have the right level of coverage for your vehicle. If you have an old vehicle then you will be required by law to maintain full collision coverage on the vehicle. This means that if you hit another vehicle, then you will need to have the deductible for repairs. If you have an inexpensive car, then you may choose to only have collision coverage. You should never go without collision coverage as this is the only way to make sure that you get paid. So, search out the reliable insurance quotes for better selection for saving money.